Do you always spend your money unnecessary? Don’t worry piggyvest is here to help you. You can save with piggyvest, earn and invest with them too, all you need is to register.
What is Piggyvest?
Piggyvest is the largest single online saving & investment platform in Nigeria
Piggyvest formerly known as piggybank helps you save and secure your money, in a lock safe. This is to avoid you from touching your money.
PiggyVest helps you achieve financial freedom by enabling you save responsibly and invest on the go. Earn 10% – 15.5% interests on savings. Earn over 25% return on investments.
Piggyvest also gives out bonus depending on how you save money. Their bonuses comes every time you save. The higher you save the higher bonus you earn.
With as little as ₦1,000, you can now also truly invest on PiggyVest in areas that really appeal to you, like agriculture, real-estate, transportation, even commercial papers, and earn as much as 100% return on your capital, depending on the investment type/project, investment duration.
You can also earn ₦1000 from referring people with your referral link. The person you referred will also earn ₦1000
Is this piggyvest secured?
Piggyvest is secured and your money is safe and secured.
How do I withdraw my money?
Piggyvest has months in which you can withdraw your money for free, (no charges) and these months are.
- 31st March
- 30th June
- 30th September
- 31st December
Withdrawing saved funds on Piggyvest is absolutely FREE but works by dates. You have the choice of setting your own custom withdrawal dates or going by Piggyvest’s withdrawal dates. Any withdrawal initiated outside the withdrawal date attracts 5% breaking fee.
Piggyvest also has quick safe features. In this feature, you can set the amount of money you want to save, either daily or weekly. The exact amount will be debited from your bank account straight to your piggyvest Account.
For example: If you set, ₦2000 daily autosave. ₦2000 will be debited from your bank account into your piggyvest account.
What Are The Features Of Piggyvest.
On the App, You can select any amount of money you want to save; the money will be debited from your account and kept in a safe account until you are ready to use the money. You will set the days of withdrawal in a year.
Any withdrawal initiated outside the withdrawal day will attract a 5% charge. This is to help you maintain the saving culture.
AutoSave, PiggyVest (Piggybank.ng) automatically debit a fixed amount of money (as set by the user) from a user’s debit card. Auto-debits period can be customized to be daily, weekly, or monthly.
Piggyvest autosave is a feature that allows you to set a specific amount of money you want to save, either weekly or monthly. The exact amount will be debited from your bank account straight to your piggyvest account.
Example: If you set, ₦1000 daily autosave. ₦1000 will be debited from your bank account into your piggyvest account
Thus you select how much you want to save and select the frequency whether daily or weekly. If you don’t have money on a particular day, no worries. It will just skip that day.
SafeLock is actually what make piggyVest the best digital saving platform in Nigeria. See it is a short-term investment sub-product within the app which allows you earn money for —wait for it— saving money.
Sometimes you want to save money for a particular purpose like buying a new phone but after sometime when hunger strikes, you discover you have eaten like half of the money.
SafeLock enables you to lock away some part of your savings till a particular day so that you won’t have access to the money or be tempted to touch the money till that day and you will be paid up to 12% as interest. You should definitely try it.
Target savings Also called Savings Challenge. Unlike Safelock where you just save for a particular purpose by yourself, target saving helps you and others save for a common interest.
Each of you from the PiggyVest app can be saving collectively into a central place until you reach your target and you will be paid plus the accrued interest.
The Flex Account is where all interests from your saving plans and targets are paid by piggyvest. Earnings from this account can be withdrawn anytime and likewise, transferred to other saving plans.
PiggyVest just added an investment feature where you can invest in agriculture, production and industries right from the app.
Currently there is an ongoing Rice farm investment where you invest a certain amount that will be used to farm rice and you will be paid back after 9 months with 20% interest.
Flex Dollar Wallet.
Piggyvest just introduced flex dollar wallet, where you can save in dollars and earn, transfer to friends in dollars, convert dollars to naira, transfer to bank in dollars to your domiciliary bank account for a small fee.
flex dollar wallet helps you protect your money from devaluation, save, invest and transfer in dollars. It helps you take control in dollars, you decide to transfer, withdraw in dollars or even convert back to naira at your own convenience.
You can get upto 7.0% per annum on your dollars for just sitting on your flex dollar wallet.
No penalties involved. You do not pay any penalties on your transfers, funding & withdrawals of your dollar amount.
So what are you waiting for?
Click HERE to sign up with piggyvest to earn free ₦1000, and start investing and saving.
It isn’t necessarily compulsory that you must download piggyvest app before you can enjoy their services, you can run your piggyvest daily savings and investments and earn your bonuses on their official website without using their app.
After registration, you have to redeem your free ₦1000 by linking your Bank BVN number with your piggyvest account and also fund your flex account with at least ₦100. This is to prove your registration is valid and authentic.
Feel free to navigate through your account and get used to it.
To access your account, by updating your profile, adding your BVN, verifying your email etc, you have to click on accounts.
This will give you full access to your account.
My Account Settings: You set up your personal details, such as; updating your profile, notification settings, next of kin settings, password settings, and BVN settings.
Verify Your Email: Here you verify your email address.
Add Your BVN: Here you add your bank BVN number. To comfirm your identity on Piggyvest, you need to connect your BVN number, this does not give piggyvest any access to your bank information or balances.
Connecting your BVN with your piggyvest account enables piggyvest to comfirm your identity (real name, phone number, & date of birth) from your bank.
Refer & Earn ₦1000: This is where you’ll get your referral link and share it to family and friends. Anyone who registers with your referral link earns ₦1000, while you also earn ₦1000.
Note: For you to earn your ₦1000, the person you referred must connect his/her BVN to his/her piggyvest account and also fund his/her flex wallet. When this is done you’ll earn ₦1000, while the person you referred earns ₦1000 too. But if this procedure isn’t done then both of you earns nothing.
Withdraw: This is where you’ll withdraw your funds or initiate a withdrawal. Remember piggyvest has days of withdrawal which I have already stated above. Any withdrawal outside the withdrawal date attracts 5% breaking fee.
My Card & Bank Settings: This is where you’ll add your debit card serial number (either verve, master card or visa). You will also add your account number and other details required. This is where funds you have saved and bonuses you have earned on Piggyvest will be sent to when you initiate a withdrawal. Funds are sent instantly.
Note: Your bank details required from you are all secured and protected by piggyvest and will never be disclosed. Your bank details required by piggyvest is just to comfirm your identity and authenticity.
Remember, money is like a magnet it attracts more money especially when a wise man is involved. Save and invest wisely with piggyvest and enjoy more money.